Individual and Employee Benefit Services

D & S Agency offers a number of tools and services to our clients. Constantly monitoring a variety of resources, we partner with employers to implement strategies to effectively and efficiently manage benefit plans. It's just part of doing business with us! Our focus is related to products, design, funding, communicating and pricing solutions for our clients. Our goal is to help clients and their employees purchase the right coverages using a well planned strategy. Below are some of the individual and employee benefit services that we offer.

Employee Benefits:

  • Employer Sponsored Health and Welfare Plans
  • Payroll / Benefits / HR Information Systems
  • Fully Insured Plans
  • Partially Self Funded Plans
  • Life and AD&D Plans
  • Long Term Disability Plans
  • Dental Plans
  • Short Term Disability Plans
  • Voluntary Health and Welfare Plans
  • Flexible Spending Accounts (FSA)
  • Health Reimbursement Arrangements
  • Health Savings Accounts (HSA)
  • Retirement Plans
  • Chronic Disease Management Education
  • Wellness Programs
  • Compliance Support
  • Employee Assistance Programs
  • Executive Compensation
  • Deferred Compensation
  • Actuarial Consulting (Deferred Benefit Plans)
  • Compensation Consulting
  • Collective Bargaining Consulting

Individual Coverage:

  • Health Plans
  • Dental Plans
  • Medicare Supplements
  • Long Term Care