Individual Policies

Individual and family health insurance plans. Protection for you and your family.

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Medicare Policies

Medicare Supplemental contracts along with Part D coverages for our senior market.

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Employee Benefits Advisors

D & S Agency is a benefit advisory company that assures our clients provide benefits that support the objectives of their organization. Our commitment to customer service is only matched by our goal that every client receives affordable, well advised and appreciated benefit programs. Our clients and their families receive the best strategies to maintain good health and peace of mind.

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News & Events

Health Plan Survery
The following link is the 2010 UBA Health Plan Survey flash presentation.  
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Consumer Driven Health Plans Growth Slows; Enrollments Decline for First Time

Nation’s largest health plan survey sites key trends in employer health plans

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New Secure Emails
D & S is committed to managing and protecting sensitive information.  This is why we have recently incorporated a new email secur... Read more (pdf)...

Client Support

Our helpful staff is always there to answer your call, and find answers to any insurance question you might have.

Office Hours
Monday - Friday 7 am to 5pm

Contact Us
Phone: (540) 343-7855
Toll Free: (877) 343-7855


E-mail Us