Individual Policies

Individual and family health insurance plans. Protection for you and your family.


Medicare Policies

Medicare Supplemental contracts along with Part D coverages for our senior market.

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Employee Benefits Advisors in Roanoke, Virginia

D & S Agency is a benefit advisory company that assures our clients provide benefits that support the objectives of their organization. Our commitment to customer service is only matched by our goal that every client receives affordable, well advised and appreciated benefit programs. Our clients and their families receive the best strategies to maintain good health and peace of mind.

Learn more about us.

UBA® - United Benefit Advisors Partner Firm

As a UBA Partner Firm, D & S Agency will work with you to analyze your benefits needs, prioritize your goals and provide you with technology tools that will streamline costs and improve your overall benefits package. With the shared knowledge and expertise of thousands of other UBA benefits professionals, UBA Partner Firms can meet the needs of any sized business. D & S Agency combines this national reach with dedicated local personnel who will serve you based on your unique needs.

Aetna Chairman Broker

News & Events

Please see below a link to read about the new overtime rule affecting 4.2 million people.

By: Nina Flanagan

The Department of Labor’s (DOL) final overtime rule, announced two weeks ago, raises the salary threshold to qualify for overtime from $23,660 to $47,476, affecting 4.2 mill... Read more...

D & S Agency has Marketplace Certified staff: Glenda Simmons. Contact us for help with navigating healthcare reform sites! 540-343-7855 ... Read more...

The Department of Labor (DOL) Announces Non-Enforcement of Marketplace/Exchange Notice

Please see the below summary of the Marketplace Notice announcement from the Department of Labor that occurred late yesterday. Since more changes are likely, we would advise to delay sending these... Read more...

D & S Agency holds client meetings explaining the coming impacts of “Obamacare”: Strategies for Surviving Health Care Reform

Open the video link below and use the password D&... Read more...

Client Support

Our helpful staff is always there to answer your call, and find answers to any insurance question you might have.

Office Hours
Monday - Friday 7 am to 5pm

Contact Us
Phone: (540) 343-7855
Toll Free: (877) 343-7855

E-mail Us

September is Life Insurance Awareness Month

Please watch this short video of NASCAR driver Danica Patrick, and hear her reasons behind getting life insurance. Also visit, to get more information and decision making material for your life insurance needs.